Plug in your numbers. In 60 seconds you'll know exactly how many months your money lasts.
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Before any of the money math, there's a list of things most people miss in the panic of the first 48 hours.
Read the first-week checklist →
Not sure how much of your payout you actually keep? Check which parts are taxable and CPF-payable before you trust the runway figure.
Updated July 2026 — figures reflect current CPF interest rates.
Real numbers, every month, including the embarrassing ones. The payout, the tax, the government schemes, and whether forced FIRE can turn into the real thing.
Watch on YouTubeReturns are simplified. Cash and liquid assets grow at the flat annual rates you set, and CPF earns its statutory interest (OA 2.5%, MediSave 4%, plus the under-55 extra 1% on the first $60,000 combined). Real returns fluctuate and aren't guaranteed — treat the growth as a rough assumption.